Javier Kozak

Javier Kozak is an accomplished author and thought leader in the realms of new technologies and fintech. With a Master’s degree in Information Technology from Georgetown University, Javier blends a deep academic foundation with practical insights gained from years of industry experience. He honed his expertise at Innovate Corp, where he played a pivotal role in developing cutting-edge financial solutions that democratise access to technology. Through his writing, Javier aims to demystify complex technological concepts and foster a broader understanding of their implications for consumers and businesses alike. His work has been featured in several leading industry publications, making him a respected voice in the fintech community.