Shirley O'Brien is a distinguished author and thought leader in the fields of new technologies and fintech. She earned her Master's degree in Financial Technology from the University of California, Irvine, where she developed a strong foundation in both finance and innovative technology. With over a decade of experience in the industry, Shirley has held pivotal roles at Rivertree Technologies, where she specialised in developing cutting-edge financial solutions that empower businesses and consumers alike. Her insightful writing reflects her deep understanding of the complexities and opportunities within the fintech landscape, making her a respected voice among professionals and enthusiasts in the field. Through her work, Shirley aims to bridge the gap between technology and finance, providing readers with the knowledge to navigate the evolving digital landscape.