Vivian Carter is an accomplished author and thought leader in the fields of new technologies and fintech. With a Master's degree in Information Technology from the prestigious University of California, Berkeley, she combines rigorous academic training with extensive industry experience. Before becoming a full-time writer, Vivian honed her expertise at FinTech Innovations, a leading firm at the forefront of digital finance solutions, where she played a pivotal role in developing groundbreaking financial technologies. Through her insightful analysis and engaging narratives, Vivian aims to demystify complex technological advancements and their implications for the financial industry. Her work has been featured in prominent publications, establishing her as a trusted voice in the ever-evolving intersection of technology and finance.